Have you insured yourself against the 4D’s? (Disaster, Disability, Disease, Death)
Having life insurance is not a second-guessing matter. More people have seen its value, especially when the pandemic hits the world as evident by the reports of different insurance associations worldwide.
If you are still second-guessing whether or not you should avail yourself of insurance, you have to think about the 4 Ds that you need to prepare to make it simpler for you.
Disaster
Let’s face it, as a tropical country, we are prone to typhoons, earthquakes, and other natural disasters that can be devastating to you financially and emotionally. You better have protection for your finances and even for your properties in case, any disaster can happen.
Disability
It may sound grim, but if you have a disability, this will hamper your finances. Knowing how medication and rehabilitation might take a long time to recover, is a burden on your family’s finances. Having insurance can give you fewer worries, especially when such a situation happened.
Disease
Diseases often come without prior warnings and treatments can be long drawn and can take a major toll on the financial health of the person. It is important to always have protection or a financial backup that will ease the financial burden off the patient and safeguard finances.
Death
We have to face this reality, we are all going to leave this earth. We should be prepared for the unknown, especially death. Insurance can help your family, even when you are no longer with them. Not only can help you cope with the loss, but it will also help to continue with your lives, financially secured.
Now that we defined the 4Ds that you have to watch out for, now is the time to consider seriously having insurance. We live in times where we cannot be certain about what lies ahead in the future that is why it is important that we are protected and insured for you and your family’s future.
